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  1. Neptune Flood
  2. Frequently Asked Questions

Frequently Asked Questions

General FAQs

  • What coverage limits do you offer?
  • What is Neptune's AMBest rating?
  • Who are your underwriting insurance providers?
  • Is Neptune Flood an insurance carrier?
  • What optional coverages are offered for condo buildings?
  • Where is Neptune available?
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Residential FAQs

  • My property is in a CBRA zone, does Neptune provide coverage for this zone?

Commercial FAQs

  • What optional coverages do you offer for apartments and co-ops?
  • What are your optional coverages for commercial policies?
  • If I do not own the building(s), and I lease/rent the space for my business, can I still obtain flood insurance for the contents?
  • What is the minimum and maximum building square footage covered by a Neptune commercial flood policy?
  • What does Neptune’s optional Business Interruption insurance cover?
  • Are commercial claims settled at replacement cost (RC) or actual cash value (ACV)?
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Neptune Flood