Commercial FAQs
- What optional coverages do you offer for apartments and co-ops?
- What are your optional coverages for commercial policies?
- If I do not own the building(s), and I lease/rent the space for my business, can I still obtain flood insurance for the contents?
- What is the minimum and maximum building square footage covered by a Neptune commercial flood policy?
- What does Neptune’s optional Business Interruption insurance cover?
- Are commercial claims settled at replacement cost (RC) or actual cash value (ACV)?
- What is the building designator?
- My commercial building has a basement, will you write it?
- Can I bill my mortgage with Neptune for my commercial policy?
- Can I get all of my buildings under one flood policy?
- I have a condominium building in a V zone, will Neptune cover it?
- Does an RCBAP policy have replacement cost coverage?
- Is there a coinsurance clause for the RCBAP policy?
- Do you provide coverage to buildings under construction?